Bank Of Baroda Jyotiba Phule Nagar Joya Uttar Pradesh MICR CODE

Find MICR Codes for Bank Of Baroda Jyotiba Phule Nagar Joya Uttar Pradesh

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MICR Code
Bank Bank Of Baroda
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Joya
Contact 1800223344
Bank Details Bank Of Baroda Joya BARB0JOYAJY
Location Jyotiba Phule Nagar, Joya
City Jyotiba Phule Nagar
District Joya
State Uttar Pradesh
Pincode 244222
Country IN
Address Delhi road iqbalnagar joya jyotiba phule nagar dt uttar pradesh 244222
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Joya branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of Baroda Bank, Joya branch makes the system almost error free and faster. Use of Baroda Bank MICR codes for Joya branch, makes the characters readable even if there are other marks and stamps on it.

A total of 1 branches of Bank Of Baroda are available with micr code -

>>Joya

MICR code for Bank Of Baroda Joya

Bank Of Baroda MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Baroda Bank MICR code for Joya is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of BOB for Joya branch. MICR code for Joya branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Baroda Bank Joya is presented in the table alongside.

Use of Baroda Bank MICR code for Joya branch in jyotiba phule nagar

The MICR code 0 is used in RBI cheque clearing process to identify the branch Joya and Baroda Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of BOB is typically in either of these two font’s: E-138 and CMC-7.

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