Bank Of India darjeeling MICR codes are given in the table alongside. Details including address and contact numbers are also provided. From BOI MICR codes list for darjeeling, one can further search by branch name specified in the table. You can find MICR codes for all Bank Of India darjeeling branches.
Bank Of India MICR code is a character recognition technology used by banks in the processing of cheques. BOI MICR code for darjeeling branches includes document type indicator, bank code, cheque number, etc. This code is printed in either of the two fonts E-138 and CMC-7 using a magnetic ink or toner, usually containing iron oxide. The MICR code for Bank Of India branches in darjeeling, is used to identify the bank branch to which the cheque belongs. It is used by RBI for clearance of cheques.
In manual clearing of cheques, there is a possibility of many errors and a long delay is involved. The characters of MICR code for a Bank Of India darjeeling branch, sprinted using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. Thus MICR code for BOI darjeeling branches speeds up the processing of cheque as it reduces manual effort of sorting. Use of Bank Of India MICR codes for darjeeling branches, makes the characters readable even if there are other marks and stamps on it. This makes the system almost error proof!