Bank Of India Habra North 24 Parganas West Bengal MICR CODE

Find MICR Codes for Bank Of India Habra North 24 Parganas West Bengal

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MICR Code
Bank Bank Of India
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Habra
Contact 03216-271746
Bank Details Bank Of India Habra BKID0004059
Location Habra, North 24 Parganas
City Habra
District North 24 Parganas
State West Bengal
Pincode 743263
Country IN
Address Raja market, jessore road, north 24 parganas habra
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Habra branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of BOI, Habra branch makes the system almost error free and faster. Use of BOI MICR codes for Habra branch, makes the characters readable even if there are other marks and stamps on it.

A total of 1 branches of Bank Of India are available with micr code -

>>Habra

MICR code for Bank Of India Habra

Bank Of India MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. BOI MICR code for Habra is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Bank Of India for Habra branch. MICR code for Habra branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for BOI Habra is presented in the table alongside.

Use of BOI MICR code for Habra branch in habra

The MICR code 0 is used in RBI cheque clearing process to identify the branch Habra and BOI bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Bank Of India is typically in either of these two font’s: E-138 and CMC-7.

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