HDFC Bank Kottayam Kottayam Kerala MICR CODE

Find MICR Codes for HDFC Bank Kottayam Kottayam Kerala

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MICR Code
Bank Hdfc Bank Ltd
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Kanjikuzhy
Contact 1860-2676161
Bank Details Hdfc Bank Ltd Kanjikuzhy HDFC0005242
Location Kottayam, Kottayam
City Kottayam
District Kottayam
State Kerala
Pincode 686004
Country IN
Address Ground floor loyal building kanjikuzhy kottayam puthuppally road kottayam kerala 686004
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Kanjikuzhy branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of HDFC Bank Ltd, Kanjikuzhy branch makes the system almost error free and faster. Use of HDFC Bank Ltd MICR codes for Kanjikuzhy branch, makes the characters readable even if there are other marks and stamps on it.

A total of 10 branches of Hdfc Bank Ltd are available with micr code -

>>Bcm College Road Kottayam >>Bharananganam >>Chingavanam >>Kanjikuzhy >>Karukachal >>Kidangoor >>Kottayam >>Kottayam >>Pala >>Sankranthi

MICR code for HDFC Bank Kanjikuzhy

HDFC Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. HDFC Bank Ltd MICR code for Kanjikuzhy is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of HDFC for Kanjikuzhy branch. MICR code for Kanjikuzhy branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for HDFC Bank Ltd Kanjikuzhy is presented in the table alongside.

Use of HDFC Bank Ltd MICR code for Kanjikuzhy branch in kottayam

The MICR code 0 is used in RBI cheque clearing process to identify the branch Kanjikuzhy and HDFC Bank Ltd bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of HDFC is typically in either of these two font’s: E-138 and CMC-7.

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