Indian Bank Mumbai Greater Bombay Maharashtra MICR CODE

Find MICR Codes for Indian Bank Mumbai Greater Bombay Maharashtra

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MICR Code
Bank Indian Bank
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Versova
Contact 02226 322021
Bank Details Indian Bank Versova IDIB000V106
Location Mumbai, Greater Bombay
City Mumbai
District Greater Bombay
State Maharashtra
Pincode 400061
Country IN
Address 19,20&21 poseidon building off yariroad near raj classic versova mumbai maharashtra-400061
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 400019069 for Versova branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 400019069 of Indian Bank, Versova branch makes the system almost error free and faster. Use of Indian Bank MICR codes for Versova branch, makes the characters readable even if there are other marks and stamps on it.

MICR code for Indian Bank Versova

Indian Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Indian Bank MICR code for Versova is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 400019069 is the MICR code of Indian Bank for Versova branch. MICR code for Versova branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Indian Bank Versova is presented in the table alongside.

Use of Indian Bank MICR code for Versova branch in mumbai

The MICR code 400019069 is used in RBI cheque clearing process to identify the branch Versova and Indian Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Indian Bank is typically in either of these two font’s: E-138 and CMC-7.

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