Indian Overseas Bank Hardwar Haridwar Uttrakhand MICR CODE

Find MICR Codes for Indian Overseas Bank Hardwar Haridwar Uttrakhand

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MICR Code	-NA-
Bank	Indian Overseas Bank
Business Hours	Monday to Saturday 10 am to 4 pm
Mode Of Payment	Cash,Cheque,Demand Draft and Net banking
Branch	Bhadurpur Jat
Contact	0135 2715301
Bank Details	Indian Overseas Bank Bhadurpur Jat IOBA0003211

Location	Hardwar, Haridwar
City	Hardwar
District	Haridwar
State	Uttrakhand
Pincode	249405
Country	IN
Address	Bhadurpur jat village (p o),block bahadrabad dist haridwar,uttrakhand 249405

Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Bhadurpur Jat branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of IOB Bank, Bhadurpur Jat branch makes the system almost error free and faster. Use of IOB Bank MICR codes for Bhadurpur Jat branch, makes the characters readable even if there are other marks and stamps on it.

A total of 6 branches of Indian Overseas Bank are available with micr code -

>>Bhadurpur Jat >>Haridwar >>Haridwar Shivalik Nagar >>Jwalapur >>Kankhal >>Sarai

MICR code for Indian Overseas Bank Bhadurpur Jat

Indian Overseas Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. IOB Bank MICR code for Bhadurpur Jat is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Overseas Bank for Bhadurpur Jat branch. MICR code for Bhadurpur Jat branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for IOB Bank Bhadurpur Jat is presented in the table alongside.

Use of IOB Bank MICR code for Bhadurpur Jat branch in hardwar

The MICR code 0 is used in RBI cheque clearing process to identify the branch Bhadurpur Jat and IOB Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Overseas Bank is typically in either of these two font’s: E-138 and CMC-7.

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