Indian Overseas Bank Tambaram Kancheepuram Tamil Nadu MICR CODE

Find MICR Codes for Indian Overseas Bank Tambaram Kancheepuram Tamil Nadu

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MICR Code	-NA-
Bank	Indian Overseas Bank
Business Hours	Monday to Saturday 10 am to 4 pm
Mode Of Payment	Cash,Cheque,Demand Draft and Net banking
Branch	Chithalapakkam
Contact	044-27232293
Bank Details	Indian Overseas Bank Chithalapakkam IOBA0003116

Location	Tambaram, Kancheepuram
City	Tambaram
District	Kancheepuram
State	Tamil Nadu
Pincode	600126
Country	IN
Address	1/189 ottiyambakkam main road, chithalapakkam,chennai-600126

Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Chithalapakkam branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of IOB Bank, Chithalapakkam branch makes the system almost error free and faster. Use of IOB Bank MICR codes for Chithalapakkam branch, makes the characters readable even if there are other marks and stamps on it.

A total of 13 branches of Indian Overseas Bank are available with micr code -

>>Agaramthen >>Chithalapakkam >>Kanadukathan >>Koilambakkam >>Kuppusamy Nagar Chitlapakkam >>Manniwakkam >>Mudichur >>Old Perungalathur >>Pallikaranai >>Perumbakkam >>Polichalur >>Selaiyur >>Zameen Pallavaram

MICR code for Indian Overseas Bank Chithalapakkam

Indian Overseas Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. IOB Bank MICR code for Chithalapakkam is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Overseas Bank for Chithalapakkam branch. MICR code for Chithalapakkam branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for IOB Bank Chithalapakkam is presented in the table alongside.

Use of IOB Bank MICR code for Chithalapakkam branch in tambaram

The MICR code 0 is used in RBI cheque clearing process to identify the branch Chithalapakkam and IOB Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Overseas Bank is typically in either of these two font’s: E-138 and CMC-7.

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