Indian Overseas Bank Agra Agra Uttar Pradesh MICR CODE

Find MICR Codes for Indian Overseas Bank Agra Agra Uttar Pradesh

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MICR Code
Bank Indian Overseas Bank
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Jal Sansthan Agra
Contact 0562-2621729
Bank Details Indian Overseas Bank Jal Sansthan Agra IOBA0002268
Location Agra, Agra
City Agra
District Agra
State Uttar Pradesh
Pincode 282001
Country IN
Address Jal sansthan new admn bldg,water works,shershah suri marg,jamuna kinara rd.agra,pin:282001,dist:agra
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 282020008 for Jal Sansthan Agra branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 282020008 of IOB Bank, Jal Sansthan Agra branch makes the system almost error free and faster. Use of IOB Bank MICR codes for Jal Sansthan Agra branch, makes the characters readable even if there are other marks and stamps on it.

MICR code for Indian Overseas Bank Jal Sansthan Agra

Indian Overseas Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. IOB Bank MICR code for Jal Sansthan Agra is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 282020008 is the MICR code of Overseas Bank for Jal Sansthan Agra branch. MICR code for Jal Sansthan Agra branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for IOB Bank Jal Sansthan Agra is presented in the table alongside.

Use of IOB Bank MICR code for Jal Sansthan Agra branch in agra

The MICR code 282020008 is used in RBI cheque clearing process to identify the branch Jal Sansthan Agra and IOB Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Overseas Bank is typically in either of these two font’s: E-138 and CMC-7.

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