Indian Overseas Bank Kolkata Kolkata West Bengal MICR CODE

Find MICR Codes for Indian Overseas Bank Kolkata Kolkata West Bengal

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MICR Code	-NA-
Bank	Indian Overseas Bank
Business Hours	Monday to Saturday 10 am to 4 pm
Mode Of Payment	Cash,Cheque,Demand Draft and Net banking
Branch	Kolkata Baguiati
Contact	Phone 033 - 25006561
Bank Details	Indian Overseas Bank Kolkata Baguiati IOBA0002122

Location	Kolkata, Kolkata
City	Kolkata
District	Kolkata
State	West Bengal
Pincode	700059
Country	IN
Address	Anand nivas, raghunathpur, de/3, d b nagar, vip road, kolkata 700059

Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Kolkata Baguiati branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of IOB Bank, Kolkata Baguiati branch makes the system almost error free and faster. Use of IOB Bank MICR codes for Kolkata Baguiati branch, makes the characters readable even if there are other marks and stamps on it.

A total of 72 branches of Indian Overseas Bank are available with micr code -

>>Abc India Ltd >>Amratala >>Anand Palit Road >>Arm Branch >>B P Road >>Baghajatin >>Ballygunge >>Behala >>Bhowanipore >>Birati >>Calcutta Hospital Kolkata >>Chakgaria >>Chowringhee >>Chowringhee >>City Back Office Kolkata >>Corporate Credit Processing Centre >>Dhakuria >>Dharamtala >>Diamond Harbour Road >>Dum Dum Park >>Free School Street >>Garia >>Gariahat >>Golpark >>Howrah >>Howrah Shibpur Dinobundhoo Inst (College) >>India Exchange Place >>International Business >>J L N Road >>Jm Avenue >>Kadamtala >>Kalighat >>Kasba Gold Park >>Kestopur >>Kolkata Baguiati >>Kolkata Hrbc Hastings >>Kolkata Municipal Corp Extn Ctr >>Kolkata New Market Branch >>Kolkata Port >>Kolkata Port Trust >>Kpt Fairle Place Kolkata >>Kudghat >>Lake Market >>Lansdowne Market >>Large Corporate >>Machua Bazar >>Mid Corporate >>Msme Kolkata >>Mukundapur >>National Banking Gm Office Kolkata >>New Alipore >>Patuli >>Posta >>Pratt Memorial >>Prince Anwar Shah Road Connector >>R L P C Kolkata >>R.O.Kolkata Metro >>R.O.Kolkata Non Metro >>Rapid Retail Centre >>Salt Lake City >>Santoshpur >>Sarsuna >>Sealdah >>Sector V Saltlake >>Sheoraphuli >>Shyambazar >>Sonapatti >>Sreemani Market >>Strand Road >>Tegharia >>Tollygunge >>Zonal Audit Office Kolkata

MICR code for Indian Overseas Bank Kolkata Baguiati

Indian Overseas Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. IOB Bank MICR code for Kolkata Baguiati is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Overseas Bank for Kolkata Baguiati branch. MICR code for Kolkata Baguiati branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for IOB Bank Kolkata Baguiati is presented in the table alongside.

Use of IOB Bank MICR code for Kolkata Baguiati branch in kolkata

The MICR code 0 is used in RBI cheque clearing process to identify the branch Kolkata Baguiati and IOB Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Overseas Bank is typically in either of these two font’s: E-138 and CMC-7.

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