Indian Overseas Bank Kolkata Kolkata West Bengal MICR CODE

Find MICR Codes for Indian Overseas Bank Kolkata Kolkata West Bengal

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MICR Code	700020025
Bank	Indian Overseas Bank
Business Hours	Monday to Saturday 10 am to 4 pm
Mode Of Payment	Cash,Cheque,Demand Draft and Net banking
Branch	Posta
Contact	P Suresh Kumar, Senior Manager, Indian Overseas Bank, Funds Department, Central Office, Phone-044-28519488, Email:Funds@iobnet.Co.In
Bank Details	Indian Overseas Bank Posta IOBA0000345

Location	Kolkata, Kolkata
City	Kolkata
District	Kolkata
State	West Bengal
Pincode	700007
Country	IN
Address	45-a, adya sradhya ghat road, posta, kolkata-700007. Phone : 22591876/22392590.

Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 700020025 for Posta branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 700020025 of IOB Bank, Posta branch makes the system almost error free and faster. Use of IOB Bank MICR codes for Posta branch, makes the characters readable even if there are other marks and stamps on it.

A total of 72 branches of Indian Overseas Bank are available with micr code -

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MICR code for Indian Overseas Bank Posta

Indian Overseas Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. IOB Bank MICR code for Posta is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 700020025 is the MICR code of Overseas Bank for Posta branch. MICR code for Posta branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for IOB Bank Posta is presented in the table alongside.

Use of IOB Bank MICR code for Posta branch in kolkata

The MICR code 700020025 is used in RBI cheque clearing process to identify the branch Posta and IOB Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Overseas Bank is typically in either of these two font’s: E-138 and CMC-7.

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