Indian Overseas Bank Chennai Chennai Tamil Nadu MICR CODE

Find MICR Codes for Indian Overseas Bank Chennai Chennai Tamil Nadu

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MICR Code
Bank Indian Overseas Bank
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Rapid Retail Centre
Contact 044-28416619
Bank Details Indian Overseas Bank Rapid Retail Centre IOBA0003033
Location Chennai, Chennai
City Chennai
District Chennai
State Tamil Nadu
Pincode 600041
Country IN
Address No. A1 hig - first floor, door no.14,new beach road, thiruvalluvar nagar, chennai - 600041
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Rapid Retail Centre branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of IOB Bank, Rapid Retail Centre branch makes the system almost error free and faster. Use of IOB Bank MICR codes for Rapid Retail Centre branch, makes the characters readable even if there are other marks and stamps on it.

A total of 184 branches of Indian Overseas Bank are available with micr code -

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MICR code for Indian Overseas Bank Rapid Retail Centre

Indian Overseas Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. IOB Bank MICR code for Rapid Retail Centre is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Overseas Bank for Rapid Retail Centre branch. MICR code for Rapid Retail Centre branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for IOB Bank Rapid Retail Centre is presented in the table alongside.

Use of IOB Bank MICR code for Rapid Retail Centre branch in chennai

The MICR code 0 is used in RBI cheque clearing process to identify the branch Rapid Retail Centre and IOB Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Overseas Bank is typically in either of these two font’s: E-138 and CMC-7.

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