JK Bank Khour Jammu Jammu And Kashmir MICR CODE

Find MICR Codes for JK Bank Khour Jammu Jammu And Kashmir

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MICR Code
Bank Jammu And Kashmir Bank Ltd
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Chak Malal
Contact 01924-234118
Bank Details Jammu And Kashmir Bank Ltd Chak Malal JAKA0CHAKMA
Location Khour, Jammu
City Khour
District Jammu
State Jammu And Kashmir
Pincode 181203
Country IN
Address Chakmalal, khour, jammu
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Chak Malal branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of Jammu Bank, Chak Malal branch makes the system almost error free and faster. Use of Jammu Bank MICR codes for Chak Malal branch, makes the characters readable even if there are other marks and stamps on it.

A total of 2 branches of Jammu And Kashmir Bank Ltd are available with micr code -

>>Chak Malal >>Khour

MICR code for JK Bank Chak Malal

JK Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Jammu Bank MICR code for Chak Malal is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Jammu And Bashmir Bank for Chak Malal branch. MICR code for Chak Malal branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Jammu Bank Chak Malal is presented in the table alongside.

Use of Jammu Bank MICR code for Chak Malal branch in khour

The MICR code 0 is used in RBI cheque clearing process to identify the branch Chak Malal and Jammu Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Jammu And Bashmir Bank is typically in either of these two font’s: E-138 and CMC-7.

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