JK Bank desa MICR codes are given in the table alongside. Details including address and contact numbers are also provided. From Jammu Bank MICR codes list for desa, one can further search by branch name specified in the table. You can find MICR codes for all JK Bank desa branches.
JK Bank MICR code is a character recognition technology used by banks in the processing of cheques. Jammu Bank MICR code for desa branches includes document type indicator, bank code, cheque number, etc. This code is printed in either of the two fonts E-138 and CMC-7 using a magnetic ink or toner, usually containing iron oxide. The MICR code for Jammu And Bashmir Bank branches in desa, is used to identify the bank branch to which the cheque belongs. It is used by RBI for clearance of cheques.
In manual clearing of cheques, there is a possibility of many errors and a long delay is involved. The characters of MICR code for a JK Bank desa branch, sprinted using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. Thus MICR code for Jammu Bank desa branches speeds up the processing of cheque as it reduces manual effort of sorting. Use of Jammu And Bashmir Bank MICR codes for desa branches, makes the characters readable even if there are other marks and stamps on it. This makes the system almost error proof!