JK Bank Udhampur Udhampur Jammu And Kashmir MICR CODE

Find MICR Codes for JK Bank Udhampur Udhampur Jammu And Kashmir

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MICR Code
Bank Jammu And Kashmir Bank Ltd
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Johnu
Contact 9419212821
Bank Details Jammu And Kashmir Bank Ltd Johnu JAKA0JOHNUU
Location Udhampur, Udhampur
City Udhampur
District Udhampur
State Jammu And Kashmir
Pincode 182124
Country IN
Address Village and post office johnu, tehsil and district udhampur, j&k-182124
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Johnu branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of Jammu Bank, Johnu branch makes the system almost error free and faster. Use of Jammu Bank MICR codes for Johnu branch, makes the characters readable even if there are other marks and stamps on it.

MICR code for JK Bank Johnu

JK Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Jammu Bank MICR code for Johnu is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Jammu And Bashmir Bank for Johnu branch. MICR code for Johnu branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Jammu Bank Johnu is presented in the table alongside.

Use of Jammu Bank MICR code for Johnu branch in udhampur

The MICR code 0 is used in RBI cheque clearing process to identify the branch Johnu and Jammu Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Jammu And Bashmir Bank is typically in either of these two font’s: E-138 and CMC-7.

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