JK Bank Main Chowk Wathoora Budgam Jammu And Kashmir MICR CODE

Find MICR Codes for JK Bank Main Chowk Wathoora Budgam Jammu And Kashmir

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MICR Code
Bank Jammu And Kashmir Bank Ltd
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Wathoora
Contact 9419061844
Bank Details Jammu And Kashmir Bank Ltd Wathoora JAKA0WATHAR
Location Main Chowk Wathoora, Budgam
City Main Chowk Wathoora
District Budgam
State Jammu And Kashmir
Pincode 190001
Country IN
Address Na
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 191051039 for Wathoora branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 191051039 of Jammu Bank, Wathoora branch makes the system almost error free and faster. Use of Jammu Bank MICR codes for Wathoora branch, makes the characters readable even if there are other marks and stamps on it.

A total of 1 branches of Jammu And Kashmir Bank Ltd are available with micr code -

>>Wathoora

MICR code for JK Bank Wathoora

JK Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Jammu Bank MICR code for Wathoora is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 191051039 is the MICR code of Jammu And Bashmir Bank for Wathoora branch. MICR code for Wathoora branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Jammu Bank Wathoora is presented in the table alongside.

Use of Jammu Bank MICR code for Wathoora branch in main chowk wathoora

The MICR code 191051039 is used in RBI cheque clearing process to identify the branch Wathoora and Jammu Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Jammu And Bashmir Bank is typically in either of these two font’s: E-138 and CMC-7.

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