Ratnakar Bank Chennai Chennai Tamil Nadu MICR CODE

Find MICR Codes for Ratnakar Bank Chennai Chennai Tamil Nadu

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MICR Code
Bank Ratnakar Bank Ltd
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Besant Nagar
Contact
Bank Details Ratnakar Bank Ltd Besant Nagar RATN0000349
Location Chennai, Chennai
City Chennai
District Chennai
State Tamil Nadu
Pincode 600090
Country IN
Address Ground floor, no. /147,2nd avenue, besant nagar, chennai-600090
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Besant Nagar branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of Ratnakar Bank, Besant Nagar branch makes the system almost error free and faster. Use of Ratnakar Bank MICR codes for Besant Nagar branch, makes the characters readable even if there are other marks and stamps on it.

MICR code for Ratnakar Bank Besant Nagar

Ratnakar Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Ratnakar Bank MICR code for Besant Nagar is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Ratnakar Bank for Besant Nagar branch. MICR code for Besant Nagar branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Ratnakar Bank Besant Nagar is presented in the table alongside.

Use of Ratnakar Bank MICR code for Besant Nagar branch in chennai

The MICR code 0 is used in RBI cheque clearing process to identify the branch Besant Nagar and Ratnakar Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Ratnakar Bank is typically in either of these two font’s: E-138 and CMC-7.

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