The Kerala State Co Operative Bank Ltd ernakulam MICR codes are given in the table alongside. Details including address and contact numbers are also provided. From The Kerala State Co Op Bank Limited MICR codes list for ernakulam, one can further search by branch name specified in the table. You can find MICR codes for all The Kerala State Co Operative Bank Ltd ernakulam branches.
The Kerala State Co Operative Bank Ltd MICR code is a character recognition technology used by banks in the processing of cheques. The Kerala State Co Op Bank Limited MICR code for ernakulam branches includes document type indicator, bank code, cheque number, etc. This code is printed in either of the two fonts E-138 and CMC-7 using a magnetic ink or toner, usually containing iron oxide. The MICR code for The Kerala State Co Operative Bank Ltd branches in ernakulam, is used to identify the bank branch to which the cheque belongs. It is used by RBI for clearance of cheques.
In manual clearing of cheques, there is a possibility of many errors and a long delay is involved. The characters of MICR code for a The Kerala State Co Operative Bank Ltd ernakulam branch, sprinted using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. Thus MICR code for The Kerala State Co Op Bank Limited ernakulam branches speeds up the processing of cheque as it reduces manual effort of sorting. Use of The Kerala State Co Operative Bank Ltd MICR codes for ernakulam branches, makes the characters readable even if there are other marks and stamps on it. This makes the system almost error proof!