Vijaya Bank Mumbai Greater Bombay Maharashtra MICR CODE

Find MICR Codes for Vijaya Bank Mumbai Greater Bombay Maharashtra

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MICR Code	400029007
Bank	Vijaya Bank
Business Hours	Monday to Saturday 10 am to 4 pm
Mode Of Payment	Cash,Cheque,Demand Draft and Net banking
Branch	Excelsior
Contact
Bank Details	Vijaya Bank Excelsior VIJB0005006

Location	Mumbai, Greater Bombay
City	Mumbai
District	Greater Bombay
State	Maharashtra
Pincode	400001
Country	IN
Address	P. B. No. 805, excelsior building, raveline street, mumbai - 400 001 (maharastra)

Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 400029007 for Excelsior branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 400029007 of Vijaya Bank, Excelsior branch makes the system almost error free and faster. Use of Vijaya Bank MICR codes for Excelsior branch, makes the characters readable even if there are other marks and stamps on it.

A total of 61 branches of Vijaya Bank are available with micr code -

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MICR code for Vijaya Bank Excelsior

Vijaya Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Vijaya Bank MICR code for Excelsior is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 400029007 is the MICR code of Vijaya Bank for Excelsior branch. MICR code for Excelsior branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Vijaya Bank Excelsior is presented in the table alongside.

Use of Vijaya Bank MICR code for Excelsior branch in mumbai

The MICR code 400029007 is used in RBI cheque clearing process to identify the branch Excelsior and Vijaya Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Vijaya Bank is typically in either of these two font’s: E-138 and CMC-7.

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