Vijaya Bank Ganjigatti Dharwad Karnataka MICR CODE

Find MICR Codes for Vijaya Bank Ganjigatti Dharwad Karnataka

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MICR Code
Bank Vijaya Bank
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Ganjigatti Karnataka
Contact Phone: 08370 210203
Bank Details Vijaya Bank Ganjigatti Karnataka VIJB0001361
Location Ganjigatti, Dharwad
City Ganjigatti
District Dharwad
State Karnataka
Pincode 581230
Country IN
Address Panchayat bldg, ganjighatti, kalaghatgi taluk, dharwad dist,karnataka, 581230
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Ganjigatti Karnataka branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of Vijaya Bank, Ganjigatti Karnataka branch makes the system almost error free and faster. Use of Vijaya Bank MICR codes for Ganjigatti Karnataka branch, makes the characters readable even if there are other marks and stamps on it.

A total of 1 branches of Vijaya Bank are available with micr code -

>>Ganjigatti Karnataka

MICR code for Vijaya Bank Ganjigatti Karnataka

Vijaya Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Vijaya Bank MICR code for Ganjigatti Karnataka is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Vijaya Bank for Ganjigatti Karnataka branch. MICR code for Ganjigatti Karnataka branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Vijaya Bank Ganjigatti Karnataka is presented in the table alongside.

Use of Vijaya Bank MICR code for Ganjigatti Karnataka branch in ganjigatti

The MICR code 0 is used in RBI cheque clearing process to identify the branch Ganjigatti Karnataka and Vijaya Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Vijaya Bank is typically in either of these two font’s: E-138 and CMC-7.

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