Vijaya Bank Ludhiana Ludhiana Punjab MICR CODE

Find MICR Codes for Vijaya Bank Ludhiana Ludhiana Punjab

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MICR Code	-NA-
Bank	Vijaya Bank
Business Hours	Monday to Saturday 10 am to 4 pm
Mode Of Payment	Cash,Cheque,Demand Draft and Net banking
Branch	Main Focal Point
Contact	0
Bank Details	Vijaya Bank Main Focal Point VIJB0007546

Location	Ludhiana, Ludhiana
City	Ludhiana
District	Ludhiana
State	Punjab
Pincode	141014
Country	IN
Address	Bxxx 1626-c, main focal point road,opp pb&sind bank

Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Main Focal Point branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of Vijaya Bank, Main Focal Point branch makes the system almost error free and faster. Use of Vijaya Bank MICR codes for Main Focal Point branch, makes the characters readable even if there are other marks and stamps on it.

A total of 11 branches of Vijaya Bank are available with micr code -

>>B R S Nagar Ludhiana >>Kakowal Ludhiana >>Khanna Punjab >>Ludhiana Punjab >>Main Focal Point >>Miller Ganj >>Model Town >>Pakhowal Road >>Regional Office Ludhiana >>Sme Ludhiana >>Sunder Nagar Ludhiana

MICR code for Vijaya Bank Main Focal Point

Vijaya Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Vijaya Bank MICR code for Main Focal Point is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Vijaya Bank for Main Focal Point branch. MICR code for Main Focal Point branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Vijaya Bank Main Focal Point is presented in the table alongside.

Use of Vijaya Bank MICR code for Main Focal Point branch in ludhiana

The MICR code 0 is used in RBI cheque clearing process to identify the branch Main Focal Point and Vijaya Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Vijaya Bank is typically in either of these two font’s: E-138 and CMC-7.

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