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It is very important to find MICR code 823020002 of correct branch before initiating a NEFT or RTGS or IMPS transfer. Though all banks will have a mechanism to verify the MICR Code, Bank Branch, Account Type and Name and any mismatch will result in failed transaction!
The best and simplest place to verify 823020002 MICR code branch is the cheque book. Most banks now print MICR Codes on the cheque books. Also, your account pass book should have the MICR Code printed.
823020002 is the MICR Code for Gaya branch of Indian Overseas Bank. This can be used for online funds transfer via NEFT, RTGS amd IMPS to Indian Overseas Bank account. The address of Gaya branch is Mishra market, swarajpuri road, gaya, pin : 823001, which is located in Gaya District of Bihar State.
In IOB Bank MICR Code, the first 4 characters (8230) represent the bank name, 5th character is 0 (ZERO), which is reserved for future use. The last 6 characters (0002) represent the Overseas Bank branch code.
Find more information on MICR Code 823020002 of Indian Overseas Bank Gaya Branch MICR Code Gaya for NEFT transfer, RTGS transfer and IMPS transfer below:
*The MICR Code information presented above is for reference only. Please verify MICR Code 823020002 details before initiating any transaction!